What is the minimum credit score for a jcpenney card

What is the minimum credit score for a jcpenney card

Is it easy to get approved for a JCPenney card?

Approval Requirements & Application

The JCPenney Credit Card is cited as one of the easiest cards to get, and reviewers have reported being approved with credit scores of all types. You can apply online in minutes through the link below, or head into your local JCPenney store to fill out an application.

Does JCPenney do a hard credit check?

Yes, the JCPenney Credit Card will do a hard pull on your credit when you apply for it. This might have a short-term negative effect on your credit score. And since there’s no way to pre-qualify for this card, you better make sure you have a credit score of at least 640 (fair credit) to be considered eligible.

Who does JCPenney pull credit from?

JCPenney Credit Card reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Synchrony Bank may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.

What credit card can I get with a score of 589?

Here are the best credit cards for a 589 credit score:
InfoSponsored Capital One Platinum Secured Credit CardSponsored Citi® Secured Mastercard®
Regular APR26.99% (V)23.24% (V)
Editors’ Rating54.6
Details, Rates & FeesLearn MoreLearn More
WinnersCapital One Platinum Secured Credit Card

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What is the minimum credit score for an Amazon card?

The Amazon.com Store Card credit score requirement is at least 640; this means that you need at least fair credit to get Amazon.com Store Card. The better your credit score is, the higher your approval odds will be.

What credit score do I need for a Kohls card?

The Kohl’s Credit Card approval requirement is a credit score of 640 or higher; this means you need at least fair credit to get approved for this card, in most cases.

What bank issues JCPenney card?

The JCPenney Credit Card is issued by Synchrony Bank.

What credit card is Syncb JCP?

SYNCB/JCP stands for Synchrony Bank/JCPenney. The clothing retailer JCPenney has partnered with Synchrony Bank to offer their store card and the JCPenney Mastercard since 1999. 1 If you see SYNCB/JCP on your credit report, you probably applied for a JCPenney store card or you already have one.

What credit bureau does synchrony bank use?

Synchrony “pre-screens” customers by using data compiled from three credit bureaus: TransUnion, Equifax and Experian. Synchrony mails prepaid offers to consumers who have at least a fair credit score (640-699).

What credit score do you need for a Walmart credit card?

Here’s what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.

What stores can you use your JCPenney card at?

Currently, the JCPenney credit card can be used for purchases at JCPenney, JCPenney.com, Sephora stores inside JCPenney stores, Sephora.com, Rite Aid, and Riteaid.com.

How long does it take to get approved for a JCPenney credit card?

You could be instantly approved and receive your card within seven to 10 business days. You can use your account 24 hours after approval if you bring a valid photo ID to the customer service area in any JCPenney store and ask for a temporary card.

What credit card can I get with a 530 credit score?

Credit Cards for a 530 Credit Score

The one thing anyone with a 530 credit score should do is open a secured credit card. Even if you don’t use it to make purchases, a secured card can help improve your score by adding positive info to credit report on a monthly basis. It won’t give you an emergency loan, though.

What credit card can I get with a 587 credit score?

Here are the best credit cards for a 587 credit score:
InfoSponsored Capital One Platinum Secured Credit CardSponsored Citi® Secured Mastercard®
Regular APR26.99% (V)23.24% (V)
Editors’ Rating54.6
Details, Rates & FeesLearn MoreLearn More
WinnersCapital One Platinum Secured Credit Card

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What can I get with a 550 credit score?

Credit cards and auto loans offer the best approval odds for someone with a 550 credit score. For example, people with credit scores below 580 take out roughly 12% of car loans versus only 6% of mortgages, according to 2017 Equifax data.

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