How to use a jcpenney credit card

How to use a jcpenney credit card

How do you use a JCPenney credit card?

The JCPenney Credit Card can be used at JCPenney in-store and online, plus JCPenney salons,, and Rite Aid. If you have the fair credit or better needed for approval, you’ll get 15% off your first purchase on select items. And you’ll always get 1 point per $1 charged.

Can I shop online with JCPenney credit card?

Best Answer: Yes, the JCPenney Mastercard can be used anywhere that Mastercard is accepted. This includes both physical stores and online merchants. Additionally, the card comes with a number of benefits and rewards, such as exclusive discounts and special offers from JCPenney.

How often do I need to use my JCPenney credit card?

It’s interest rates are higher than regular cards but all department store rates are higher. They will drop your credit line if non active after one year and close the account after two years of inactivity. Just use it at least once a month.

Do I have to use my JCPenney credit card?

If you don’t use your JCPenney credit card, you will not be able to earn any rewards. But, you can still use the card for purchases and get the benefits of using a credit card.

Can I withdraw money from my JCPenney credit card?

The JCPenney Credit Card does not have a cash advance fee because the card does not allow cash advances. The JCPenney Credit Card card can only be used for purchases at JCPenney, Sephora stores inside JCPenney locations, and Rite Aid.

How does a credit card work?

Credit cards offer you a line of credit that can be used to make purchases, balance transfers and/or cash advances and requiring that you pay back the loan amount in the future. When using a credit card, you will need to make at least the minimum payment every month by the due date on the balance.

Can I use my JCPenney Mastercard credit card anywhere?

You may use your account for purchases from any JCPenney Store,, or anywhere that accepts Mastercard credit cards.

Does a JCPenney card build credit?

With no annual fee and only “fair” credit required for approval, the JCPenney Store Card can help you improve your credit score while spending as little as possible.

How do I activate my JCPenney card?

You can activate your JCPenney Credit Card by registering for online access. Alternatively, you can activate your card by calling customer service at (800) 542-0800. When registering for an online account you’ll need to enter your account number and ZIP code.

Do JCPenney credit cards expire?

JCPenney credit cards do not have an expiration date. I can’t use it online without one… You may select JCP credit card on check out and it will not ask for one. If, you’re having trouble placing your order you may call 800-322-1189 and a representative will be happy to place the order for you.

What is the annual fee for JCPenney credit card?

There is no annual fee for this card. When it comes time to pay your bill you’re not only going to want to make sure you are on time because of the high APR. There is also a penalty fee of up to $38 on late payments.

What Bank does JCPenney credit card use?

The JCPenney Credit Card is issued by Synchrony Bank.

How do I check the balance on my JCPenney card?

To check your JCPenney Credit Card balance, log in to your Synchrony Bank account online or call customer service at 1-800-542-0800. It’s also possible to check your JCPenney Credit Card balance through the Synchrony Bank app.

Can I use my JCP card at Sephora?

Sephora accepts a JCPenney credit card for purchases on Just select JCPenney as the credit card type in the billing section of checkout. All terms and conditions associated with the JCPenney credit card apply when used on

How do you redeem JCPenney rewards?

How do I redeem my $10 JCPenney Reward online? If you have already enrolled in Rewards, have authenticated your account and are signed in to, you will have the option to apply your Reward(s) directly to your purchase in shopping bag, checkout page or via the mobile wallet in the JCPenney App.

Leave a Comment