How hard is it to get a jcpenney credit card

How hard is it to get a jcpenney credit card

Is it easy to get approved for a JCPenney card?

Approval Requirements & Application

The JCPenney Credit Card is cited as one of the easiest cards to get, and reviewers have reported being approved with credit scores of all types. You can apply online in minutes through the link below, or head into your local JCPenney store to fill out an application.

Is JCPenney credit card a hard pull?

Yes, the JCPenney Credit Card will do a hard pull on your credit when you apply for it. This might have a short-term negative effect on your credit score.

What bank owns JCPenney credit card?

The JCPenney Credit Card is issued by Synchrony Bank.

What credit card can I get with a score of 589?

Here are the best credit cards for a 589 credit score:
InfoSponsored Capital One Platinum Secured Credit CardSponsored Citi® Secured Mastercard®
Regular APR26.99% (V)23.24% (V)
Editors’ Rating54.6
Details, Rates & FeesLearn MoreLearn More
WinnersCapital One Platinum Secured Credit Card

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What credit score do I need for a Kohls card?

The Kohl’s Credit Card approval requirement is a credit score of 640 or higher; this means you need at least fair credit to get approved for this card, in most cases.

What is the minimum credit score for an Amazon card?

The Amazon.com Store Card credit score requirement is at least 640; this means that you need at least fair credit to get Amazon.com Store Card. The better your credit score is, the higher your approval odds will be.

What credit score do you need for Macy’s credit card?

Suggested credit score

Most applicants who are approved for a Macy’s Credit Card have a FICO® Score of 600 or higher. If you’re aiming for the Macy’s American Express® Card, you’ll likely need a score of at least 670, and a score of 700 or higher will give you much better odds.

What credit score do you need for a Walmart credit card?

Here’s what you need to know about the Walmart Credit Card credit score: Both the Walmart Credit Card and the Walmart® Store Card require fair credit for approval. That means a score of 640+. The Walmart Credit Card can be used anywhere Mastercard is accepted.

What credit bureau does Synchrony Bank use?

Synchrony “pre-screens” customers by using data compiled from three credit bureaus: TransUnion, Equifax and Experian. Synchrony mails prepaid offers to consumers who have at least a fair credit score (640-699).

How long does it take to get approved for a JCPenney credit card?

You could be instantly approved and receive your card within seven to 10 business days. You can use your account 24 hours after approval if you bring a valid photo ID to the customer service area in any JCPenney store and ask for a temporary card.

What stores can you use your JCPenney card at?

Currently, the JCPenney credit card can be used for purchases at JCPenney, JCPenney.com, Sephora stores inside JCPenney stores, Sephora.com, Rite Aid, and Riteaid.com.

Can I use my JCPenney card at Sephora?

Sephora accepts a JCPenney credit card for purchases on Sephora.com. Just select JCPenney as the credit card type in the billing section of checkout. All terms and conditions associated with the JCPenney credit card apply when used on Sephora.com.

What credit card can I get with a 587 credit score?

Here are the best credit cards for a 587 credit score:
InfoSponsored Capital One Platinum Secured Credit CardSponsored Citi® Secured Mastercard®
Regular APR26.99% (V)22.74% (V)
Editors’ Rating54.6
Details, Rates & FeesLearn MoreLearn More
WinnersCapital One Platinum Secured Credit Card

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What credit card can I get with a score of 560?

One of the best credit cards you can get with a score of 560 is the Bank of America® Unlimited Cash Rewards Secured Credit Card. This card has a $0 annual fee and rewards cardholders with 1.5% cash back on all purchases. Keep in mind that a 560 credit score is classified as “bad” on the standard 300 – 850 scale.

What credit card can I get with a 530 credit score?

Credit Cards for a 530 Credit Score

The one thing anyone with a 530 credit score should do is open a secured credit card. Even if you don’t use it to make purchases, a secured card can help improve your score by adding positive info to credit report on a monthly basis. It won’t give you an emergency loan, though.

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