How do i apply for a jcpenney credit card
Is it easy to get a JCPenney credit card?
Approval Requirements & Application
The JCPenney Credit Card is cited as one of the easiest cards to get, and reviewers have reported being approved with credit scores of all types. You can apply online in minutes through the link below, or head into your local JCPenney store to fill out an application.
What credit score do you need to get approved for a JCPenney credit card?
The JCPenney Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the JCPenney Credit Card.
How do I apply for a JCPenney credit card online?
Follow these steps:
- Find your account number on your JCP credit card or statement.
- From the JCPenney online credit center, click the “Register” button.
- Enter your JCPenney card account number and billing address ZIP code.
- Click “Continue” to choose your user ID and password.
Why can’t I get a JCPenney credit card?
If your JCPenney Credit Card application was denied, there could be a few possible explanations: Your credit score is too low. You don’t have enough income. You have too much debt relative to your income.
What bank issues JCPenney card?
The JCPenney Credit Card is issued by Synchrony Bank.
How long does it take to get approved for a JCPenney credit card?
You could be instantly approved and receive your card within seven to 10 business days. You can use your account 24 hours after approval if you bring a valid photo ID to the customer service area in any JCPenney store and ask for a temporary card.
Who does JCPenney pull credit from?
JCPenney Credit Card reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Synchrony Bank may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.
What credit score do I need for a Kohls card?
The Kohl’s Credit Card approval requirement is a credit score of 640 or higher; this means you need at least fair credit to get approved for this card, in most cases. Keep in mind, though, that credit card issuers also consider your credit history, income and existing debt obligations when making approval decisions.
Can I use my JCPenney Mastercard anywhere?
You can use the JCPenney Credit Card at JCPenney, JCPenney.com, Sephora stores inside JCPenney locations, Sephora.com, Rite Aid, and Riteaid.com. There is also a JCP Mastercard credit card that can be used pretty much anywhere credit cards are accepted.
Is there a JCPenney Mastercard?
JCPenney has 2 store-branded cards issued by Synchrony Bank: a basic credit card and a Mastercard.
Which JCPenney card is better gold or platinum?
Platinum cardholders usually earn more rewards points per $1 spent than gold cardholders. As an example, a standard rewards card may offer 1 point per $1, while the gold version offers up to 4 points per $1 and the platinum offers up to 5 points per $1.
SYNCB/JCP stands for Synchrony Bank/JCPenney. The clothing retailer JCPenney has partnered with Synchrony Bank to offer their store card and the JCPenney Mastercard since 1999. 1 If you see SYNCB/JCP on your credit report, you probably applied for a JCPenney store card or you already have one.
What credit score do you need for Macy’s credit card?
Suggested credit score
Most applicants who are approved for a Macy’s Credit Card have a FICO® Score of 600 or higher. If you’re aiming for the Macy’s American Express® Card, you’ll likely need a score of at least 670, and a score of 700 or higher will give you much better odds.
How does a JCPenney credit card work?
Every time you use your JCPenney credit card, you receive one point for every $1 you spend. When you reach 200 points, you receive a $10 coupon to use on your next purchase. There is a limit of 2,000 points that you can earn on a single purchase, regardless of how much you spend.
Do JCPenney credit cards expire?
JCPenney credit cards do not have an expiration date. I can’t use it online without one… You may select JCP credit card on check out and it will not ask for one. If, you’re having trouble placing your order you may call 800-322-1189 and a representative will be happy to place the order for you.